Please read these Terms & Conditions carefully before using your website. This website is owned and operated by Psychic MuniSwamy. By accessing, browsing, or using this website, you agree to comply with and be bound by these Terms & Conditions.
Services offered on this website are intended for astrology, psychic readings, and spiritual guidance purposes only. They are not a substitute for professional medical, financial, or legal advice. You must be at least 18 years old to use or purchase any of our services. By using our services, you acknowledge that results may vary from person to person depending on individual circumstances.
All payments must be made in advance before any service is provided. Payments are non-refundable, except in cases of technical failure or non-delivery of the service. Psychic MuniSwamy reserves the right to modify service pricing, offerings, or terms at any time without prior notice.
All content available on this website — including text, graphics, images, videos, logos, designs, and layout — is the intellectual property of Psychic MuniSwamy and is protected under applicable copyright and intellectual property laws. Unauthorized copying, reproduction, or redistribution of any content, in whole or in part, is strictly prohibited.
Our website may include links to third-party websites for reference or informational purposes. Psychic MuniSwamy does not control or endorse the content, services, or privacy practices of these external sites. Visiting any third-party website linked on our platform is at your own risk.
All services provided by Psychic MuniSwamy are meant for spiritual guidance and personal insight only. We do not guarantee any specific results or outcomes from the services rendered. Under no circumstances shall we be held liable for any direct, indirect, incidental, or consequential damages resulting from the use of our website, services, or related content.
Psychic MuniSwamy reserves the right to update or modify these Terms & Conditions at any time without prior notice. Your continued use of the website following such modifications constitutes your acceptance of the updated terms.
All disputes or claims related to this website or its services shall be governed by and interpreted in accordance with the applicable laws of the jurisdiction in which Psychic MuniSwamy operates in Canada.
If you have any questions or concerns regarding these Terms & Conditions, please contact us at: